Credit consolodating

When deciding on a card, remember that you cannot transfer balances from one card to another card from the same issuer.You’ll need to go with a different bank for your balance transfer card.

Its APR is likely lower than what you currently have, so you’ll still keep saving on interest while paying off the balance.

There is also a $0 Intro balance transfer fee during the first 60 days of account opening. Click here to learn more and apply for the Bank Americard® credit card today!

The Bank Americard® credit card not only offers a 0% intro APR for 15 billing cycles on purchases and balance transfers (balance transfers have to be made within the first 60 days of account opening), but its APR after the intro period is a low 12.99%-22.99% variable.

So this is a good card to consider even if you don’t think you’ll be able to pay off the entire balance within the intro period.

If you don’t have good credit, you may want to consider other ways to consolidate debt.

Next, make sure you look closely at the balance transfer card’s “go-to” interest rate — the APR that’s charged once the promotional period is over.

Click here to learn more and apply for the Citi Simplicity® Card - No Late Fees Ever today!

Disclaimer: The responses below are not provided or commissioned by the bank advertiser.

You’ll usually still come out ahead even with the fee, but be sure to check.

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